Which term describes a modification to a title policy that is specifically filed?

Which term describes a modification to a title policy that is specifically filed?

• A. Specifically filed endorsement
• B. Endorsement to ALTA lender's policy
• C. ALTA construction loan policy
• D. Owner's ALTA policy

Answer: (A)

In title insurance, modifications to a policy are called endorsements, and if that modification is attached to the policy and filed in the public land records, it’s described as a specifically filed endorsement. This term directly matches the idea of a modification that is specifically filed, making it the best fit for the description. The other options refer to different types of policies or endorsements, but they don’t emphasize the filing in the public records. A lender’s policy endorsement is a type of endorsement for a loan, a construction loan policy is a separate policy form, and an owner’s ALTA policy is another policy type.

In title insurance, modifications to a policy are called endorsements, and if that modification is attached to the policy and filed in the public land records, it’s described as a specifically filed endorsement. This term directly matches the idea of a modification that is specifically filed, making it the best fit for the description.

The other options refer to different types of policies or endorsements, but they don’t emphasize the filing in the public records. A lender’s policy endorsement is a type of endorsement for a loan, a construction loan policy is a separate policy form, and an owner’s ALTA policy is another policy type.