Which instrument is used to transfer title to real property?

Which instrument is used to transfer title to real property?

• A. Deed
• B. Mortgage
• C. Lien
• D. Lease

Answer: (A)

The key idea is that title to real property is transferred with a deed. A deed is the formal instrument that conveys ownership from the seller (grantor) to the buyer (grantee); when delivered and accepted, it can transfer title, and recording it provides public notice of the transfer. A mortgage does not transfer ownership; it creates a lien or security interest on the property for the loan. A lien is a claim against the property to secure debt, not a transfer of title. A lease grants possession and use for a term but does not convey ownership rights.

The key idea is that title to real property is transferred with a deed. A deed is the formal instrument that conveys ownership from the seller (grantor) to the buyer (grantee); when delivered and accepted, it can transfer title, and recording it provides public notice of the transfer.

A mortgage does not transfer ownership; it creates a lien or security interest on the property for the loan. A lien is a claim against the property to secure debt, not a transfer of title. A lease grants possession and use for a term but does not convey ownership rights.