Which document identifies CC&Rs within a title commitment?

Which document identifies CC&Rs within a title commitment?

• A. Schedule A
• B. Schedule B-2
• C. Schedule C
• D. Schedule D

Answer: (B)

CC&Rs are recorded restrictions that affect how the property can be used, so they appear as an encumbrance in the title commitment. In a title commitment, the section that lists all matters that affect title but are not insured against is Schedule B-2. That’s where recorded items like CC&Rs, easements, and other exceptions to the title are identified. Schedule A shows the basic property details, Schedule B-1 covers items that must be satisfied before a policy issues, and Schedule B-2 draws the line around what the policy will not insure. So CC&Rs are identified in Schedule B-2 because they are exceptions to the title that buyers need to review.

CC&Rs are recorded restrictions that affect how the property can be used, so they appear as an encumbrance in the title commitment. In a title commitment, the section that lists all matters that affect title but are not insured against is Schedule B-2. That’s where recorded items like CC&Rs, easements, and other exceptions to the title are identified. Schedule A shows the basic property details, Schedule B-1 covers items that must be satisfied before a policy issues, and Schedule B-2 draws the line around what the policy will not insure. So CC&Rs are identified in Schedule B-2 because they are exceptions to the title that buyers need to review.