On a title commitment, where are the CC&Rs located?

On a title commitment, where are the CC&Rs located?

• A. Schedule A
• B. Schedule C
• C. Schedule D
• D. Schedule B-2

Answer: (D)

CC&Rs are recorded restrictions that burden the property and affect how the land can be used. In a title commitment, such recorded burdens are shown in the section that lists exceptions to title—the part dedicated to existing encumbrances and restrictions. That is why the CC&Rs appear in the section for exceptions to title. The basic property information lives in the first section, and the other parts cover requirements and policies, so they don’t house the CC&Rs. Reviewing this section helps you see how the CC&Rs may limit use, HOA rules, or other restrictions that affect the property.

CC&Rs are recorded restrictions that burden the property and affect how the land can be used. In a title commitment, such recorded burdens are shown in the section that lists exceptions to title—the part dedicated to existing encumbrances and restrictions. That is why the CC&Rs appear in the section for exceptions to title. The basic property information lives in the first section, and the other parts cover requirements and policies, so they don’t house the CC&Rs. Reviewing this section helps you see how the CC&Rs may limit use, HOA rules, or other restrictions that affect the property.